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Judge Grants CFPB Petition Enforcing Demand for Information from Public Records Company


A federal judge in Texas has ordered a company located in the state that compiles public records to turn over information requested in a Civil Investigative Demand (CID) issued by the Consumer Financial Protection Bureau (CFPB) as part of a nonpublic investigation to determine whether consumer reporting agencies (CRAs) are violating the federal Fair Credit Reporting Act (FCRA).

On June 6, 2017, U.S. Magistrate Judge David L. Horan granted the CFPB petition to enforce the CID submitted in March 2017 and force the company – which is described on its website as “the number one resource for public records from local, state, and federal agencies” – to turn over the information requested by the CID, which stated the CFPB exercised jurisdiction over the company under the FCRA.

The CFPB – created in 2010 under the Dodd-Frank Act – issued a CID to the company on January 5, 2017, “as part of a nonpublic investigation to determine whether consumer reporting agencies, persons using consumer reports, or other persons have engaged or are engaging in unlawful acts and practices in connection with the provision or use of public records information in violation of the FCRA.” FULL ARTICLE