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5 Credit Laws All Americans Should Know


Have you ever found yourself being verbally berated by an aggressive debt collector or wondered what recourse you have if you find inaccurate information on your credit report? Fortunately, there are several laws designed to ensure that the process of applying for credit, borrowing money, and repaying debts is as fair as possible. Here are five laws of particular importance that all American consumers should at least have a working knowledge of.

The Fair Credit Reporting Act

Your credit report is an extremely important document. It contains information such as your outstanding debts and credit payment history, and is the basis for your credit score, which can determine if you can borrow money and how much in interest you'll pay. FULL ARTICLE

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